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	<title>Latest Accounting Articles &#187; Investing</title>
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	<link>http://latestaccountingarticles.com</link>
	<description>For practical-minded business persons</description>
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		<title>Argentina Rattles Sabres At Falkland Islands</title>
		<link>http://latestaccountingarticles.com/2012/01/17/argentina-rattles-sabres-at-falkland-islands/</link>
		<comments>http://latestaccountingarticles.com/2012/01/17/argentina-rattles-sabres-at-falkland-islands/#comments</comments>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>bobcastro</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Reminiscent of its former policies aimed at the Falkland Islands, Argentina is now seeking to shutdown the fishing industry of the islands. The industry is nearly worth 45 million British pounds each year and its main catch would be the Illex squid. The squid starts as hatchlings right outside the River Plate, which is the [...]]]></description>
			<content:encoded><![CDATA[<p>Reminiscent of its former policies aimed at the Falkland Islands, Argentina is now seeking to shutdown the fishing industry of the islands. The industry is nearly worth 45 million British pounds each year and its main catch would be the Illex squid.</p>
<p>The squid starts as hatchlings right outside the River Plate, which is the border between Uruguay and Argentina. They move southwards in September and this movement is where they are harvested by ships to return to the Falklands.</p>
<p>In response, British Foreign Secretary William Hague has issued a warning to South American nations not to collude with the ban imposed by Argentina against ships from the Falklands to dock at their country&#8217;s ports. </p>
<p>For nearly two centuries, Britain has held sovereignty over the Falklands that is located 290 miles east of Argentina. This is disputed by Argentina, as they also claim sovereignty. These two countries clashed in 1982 and now with the increasing economic opportunities near the area has renewed nationalistic claims over the territory.</p>
<p>Argentina was able to persuade Brazil, Uruguay and Chile to enter into a Mercosur trade group resolution to turn away ships flying the Falkland Islands flag. The flag is a sheep and a ship alongside the Union Jack. This resolution has been called illegal by the British government and has launched its own campaign against what it describes as an attempt &#8220;to intimidate innocent civilian population through economic pressure.&#8221; </p>
<p>Hague added that the United Kingdom has had productive and honest discussions with Uruguay, Chile and Brazil, saying &#8220;All three countries have said that they have no intention of participating in an economic blockade of the Falkland Islands and that all Falklands-related commercial shipping will continue to enjoy access to their ports, in accordance with domestic and international law, if they are flying the Red Ensign or another national flag when docked.&#8221;</p>
<p>In response, the Argentinian foreign ministry reconfirmed with their South American counterparts of their commitment to refuse ships to dock when they fly &#8220;the illegal flag of the Malvinas Islands&#8221;. Malvinas Islands is the Argentinian name for the Falklands Islands. The ministry announced, &#8220;All confirmed that their governments have not modified their position.&#8221;</p>
<p>The position was signed by the presidents of the respective countries stating that ships flying the Falklands flag should not dock in Mercosur ports and they should not be accepted in another Mercosur port. The agreement further states &#8220;all measures that can be put in place to impede the entry to its ports of ships that fly the illegal flag of the Malvinas Islands.&#8221;</p>
<p>Bobby Castro is the online editor at Gringos, where he has published a number of articles about <a href="http://www.gringos.com/forum/f88/">moving to Argentina</a> and many other topics.</p>
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		<title>The Purpose Of Insurance Brokers</title>
		<link>http://latestaccountingarticles.com/2012/01/17/the-purpose-of-insurance-brokers/</link>
		<comments>http://latestaccountingarticles.com/2012/01/17/the-purpose-of-insurance-brokers/#comments</comments>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>anoton1</dc:creator>
				<category><![CDATA[Investing]]></category>

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		<description><![CDATA[It is vital to hire insurance brokers to find better deals for you in the market. Many people are not very much familiar in this field and this is one of the reasons for hiring qualified people to do it on their behalf. Commitments also force people to hire experienced individuals to explore the market [...]]]></description>
			<content:encoded><![CDATA[<p>It is vital to hire insurance brokers to find better deals for you in the market. Many people are not very much familiar in this field and this is one of the reasons for hiring qualified people to do it on their behalf. Commitments also force people to hire experienced individuals to explore the market to find good policies for them. This is because they do not have enough time to shop around.</p>
<p>Hiring a broker saves both your time and energy. His work is to go round and find those policies that can best suit you. You need to specify to your broker the type of coverage that you want. This is because insurance market is composed of many products that help individuals manage their risks.</p>
<p>You are supposed to hire a broker that can effectively assess your financial situation. This is good because he will find a policy that you can actually afford. Remember that different companies sell their products at different prices, and thus price comparison is very important. Comparison of the premiums offered by different insurers can be done better by use of quotes. Some brokers may prefer visiting such companies and do personal inquiries.</p>
<p>The suitability of your coverage will depend on the broker that you hire. You need to hire a qualified and experienced person who will thoroughly explore the market and get better deals for you. He is also supposed to find coverage that bear competitive rates.</p>
<p>Brokers act as the retailers for most of the insurance companies. These companies require agents to promote their products and get more customers. The agent will collect raw information from customers that will be used to fill in the complex forms needed by insurers. This information is used in the risk assessment to tell whether the insured qualifies for the coverage.</p>
<p>policies should be in specific formats according to the rules and regulations in various countries. The broker should ensure that everything is in the right condition before arriving to the person who needs the coverage. The insured should fill in a form that will be returned to the insurer by the agent.</p>
<p>Brokers play a major role in developing the risk management strategies. The insured does not have adequate information regarding the formation of these strategies, and thus he should rely on the agent. For that reason, your broker must be experienced and well informed in this field.</p>
<p>The agents and people who need coverage should team up and determine those risks that mostly arise. It is the responsibility of the broker to teach people about the policies that are specifically meant to cover those risks. He should be thorough in elaboration for the insured to understand well.</p>
<p>It is the role of the insurance brokers to educate people on the available additional policies. They are supposed to tell people the importance of obtaining excess policies from different insurers. Your broker should be ready to reveal to you the secrets of reducing the premiums if you purchase multiple policies.</p>
<p>For the best <a href="http://www.haasinsurance.ca/">insurance London Ontario</a> quotes and <a href="http://www.haasinsurance.ca/">insurance brokers London Ontario</a>  service visit Haas Insurance Group- 106-101 Cherryhill Blvd, London, ON N6H 4S4 (519) 471-7740</p>
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		<title>The Dangers of Foreign Currency Trading</title>
		<link>http://latestaccountingarticles.com/2012/01/14/the-dangers-of-foreign-currency-trading/</link>
		<comments>http://latestaccountingarticles.com/2012/01/14/the-dangers-of-foreign-currency-trading/#comments</comments>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>alineheller</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Foreign currency trading seems to be the ideal path for getting rich quickly. After all, it is a legitimate business. The rationale behind currency trading is to lower the risks posed by foreign exchange movements to businesses that have a significant international base. Forex trading minimizes their losses due to currency fluctuations. However, getting to [...]]]></description>
			<content:encoded><![CDATA[<p>Foreign currency trading seems to be the ideal path for getting rich quickly. After all, it is a legitimate business. The rationale behind currency trading is to lower the risks posed by foreign exchange movements to businesses that have a significant international base.  Forex trading minimizes their losses due to currency fluctuations. However, getting to know the subtle implications of political and economic developments on currency movements is not an easy skill to acquire. It really takes an expert to sense the dynamics involved in this trade.  </p>
<p>A lot of skepticism surrounds self-proclaimed gurus who profess to teach laymen the tricks of the trade through their course materials, videos and webinars. The plain truth of the matter is that this is a risky business. It does not really offer an easy money solution for getting rich fast. The risks are higher than the potential benefits for ill-informed investors. Even if you have a broker or a pitchman handling your investment, there&#8217;s still a big chance you will get burned.</p>
<p>We hear a lot of success stories, but usually these are exceptional cases.  For instance, there&#8217;s this story of a client who gained a 1951% return on investment.  From an initial investment of $961, his capital grew astoundingly to $20,000. These success stories can certainly grab people&#8217;s interest.  Like the California gold rush, it can entice people and cause a frenzy among fortune hunters. We must, however, maintain a level-headed attitude and proceed with caution when entering any type of investment.</p>
<p>Back in the 1990&#8242;s, pay phones were being marketed as a prime investment with huge income potentials. The advent of cell phones proved them wrong, very wrong. Local phone companies, after recognizing the cellular phone&#8217;s growth potentials, pulled away gradually from their pay phone businesses. Opportunists took advantage of unsuspecting investors and lured them into purchasing pay phones at very attractive rates. They cunningly portrayed these soon-to-be superceded pieces of technology as if they were still indispensable instruments. Investors thought they were getting a bargain in buying a whole bunch of pay phones at prices ranging from $19,000 &#8211; $25,000. But, it all ended up as junk. It was a terrible loss for those investors.</p>
<p>A similar scheme is on the run with foreign currency trading. Dow Jones reported that individual investors are getting into the business while the big players are pulling out. These respected players are no fools. They were in the trade and had flourished in it. Their withdrawal from the market portends a gloomy outlook for the industry.  Then, all of a sudden, we are seeing this influx of websites and experts who are inviting small level and novice investors to make the leap and be in the foreign exchange bandwagon with glorious promises of success and wealth. </p>
<p>It just looks uncannily like the payphone investment disaster all over again.  In times of recession, rapid, high return investments just seem so attractive. It will probably be more prudent, however, if we heed those warning bells in our mind.  Foreign currency trading might just turn out to be the proverbial pot of gold at the rainbow&#8217;s end.</p>
<p>Aline Heller writes on investment and finance. For more information on foreign exchange trading, visit <a href="http://www.dp-db.com/signals-forex">Signals-Forex</a>. Another resource is <a href="http://www.dp-db.com/fx-pip-snager">FX Pip Snager</a></p>
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		<title>Designer Office Chairs &amp; Designer Swivel Chairs</title>
		<link>http://latestaccountingarticles.com/2012/01/10/designer-office-chairsdesigner-swivel-chairs/</link>
		<comments>http://latestaccountingarticles.com/2012/01/10/designer-office-chairsdesigner-swivel-chairs/#comments</comments>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>JNevil</dc:creator>
				<category><![CDATA[Investing]]></category>

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		<description><![CDATA[Chairs, chairs and more chairs. We spend more than 23 percent of our life sitting down so why do we settle for badly designed, uncomfortable seating? I simply have no idea. Incorrect seating can be a lot more of a scary thought then once previously considered, a prolonged period of continually sitting on an unsuitable [...]]]></description>
			<content:encoded><![CDATA[<p>Chairs, chairs and more chairs. We spend more than 23 percent of our life sitting down so why do we settle for badly designed, uncomfortable seating? I simply have no idea. Incorrect seating can be a lot more of a scary thought then once previously considered, a prolonged period of continually sitting on an unsuitable chair can cause spinal problems, posture issues and can help to lose your concentration quicker. So again why at work and in the home do we decide to only invest in cheap furniture? It is such a vital part of our day that we should be more focused on getting correct seating. It can actually make a massive difference to the reclining part of your day.</p>
<p>The functionality of chairs has never been disputed, we need them and they are an essential part of life. The design aspect to the humble chair has always been an obsession, from thrones to bar stools, leather recliners to office mesh chairs. As a human race we have spent centuries redesigning and redesigning this classic piece of furniture to try and come up with new and innovative concepts on sitting. </p>
<p>With the birth of ergonomics the concept of comfortable seating has ka-boomed. Ergonomics is the notion of making a piece of furniture or item suited for its purpose instead of it just being for an aesthetic element or functionality. In detail this means anything from a chair, to a mouse, to desks, to phones, to draws have been re-designed to generate the highest efficiency for interaction with the product in question while still making it sleek and comfortable. It&#8217;s the new hot topic in the world of furniture and working environments right now, if it&#8217;s not ergonomic it&#8217;s not really worth buying, it&#8217;s as simple as that. If it isn&#8217;t it&#8217;s basically out of date before you&#8217;ve bought it and I don&#8217;t mean in a &#8220;that was so last year&#8221; out of date I mean it is like buying a hand motioned washing machine&#8230;I mean who would do that? Really? So why buy a new chair if it isn&#8217;t ergonomic? Well price can be a factor as it is still hot news; this means businesses can charge a premium but hopefully over the next few years we will see a decline in price as the products become mass produced and more readily available to all different collective standings. </p>
<p>So to conclude, the next time you are thinking about buying chairs remember how much time we spend on them and all the possibilities it can hold if you get a fully functional one. Don&#8217;t be left behind on your arse while other sit in deserved luxury.</p>
<p>Jeffrey Nevil writes on a number of subjects including<br />
<a href="http://www.officechairsuk.com/">designer office chairs</a> and <a href="http://www.officechairsuk.com/shop-by-type/designer-chairs.html">designer swivel chairs</a>.</p>
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		<title>Lazy Investor Year For NRIs</title>
		<link>http://latestaccountingarticles.com/2012/01/10/lazy-investor-year-for-nris/</link>
		<comments>http://latestaccountingarticles.com/2012/01/10/lazy-investor-year-for-nris/#comments</comments>
		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>bobcastro</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[2011 proved to be the most beneficial for NRIs sending money abroad. Many has termed the year as that most fruitful for the lazy investor. Just for remitting money to India, NRIs gained 18% more value for their money since August 2011. As 2012 comes around, the following are some of the investments NRIs should [...]]]></description>
			<content:encoded><![CDATA[<p>2011 proved to be the most beneficial for NRIs sending money abroad. Many has termed the year as that most fruitful for the lazy investor. Just for remitting money to India, NRIs gained 18% more value for their money since August 2011. As 2012 comes around, the following are some of the investments NRIs should undertake to get more value for their hard earned money.</p>
<p>For Commercial Property. Many property experts say that 2012 is a good year to invest in commercial property. The current economic growth and the low value of local currency would make foreign exchange much more beneficial to the NRI. As commercial properties continue to become undervalued, with some as much as 30%, the investment can actually be valued more in terms of property in the long run. With vacancy rates currently on an upswing and it is projected there would be a glut and as such, lower prices on sales of commercial properties would be a good investment for NRIs. Investments in this market though needs five years to be fully appreciated and before actual profits can be reaped by the investor. The best areas to invest in commercial property are in Mumbai and Pune, New Delhi, Bangalore, Chennai and Hyderabad. The best options include front office space for banks and multinational companies, Information Technology capable office space and high street retail areas. Another risk to take is whether to invest off plan or to invest in an already functioning building where a property management group would handle all the fine print and day-to-day operations. This would be better than having to do the investment and the renting out yourself or through a representative.</p>
<p>For Residential Property. There is no bad time to invest on residential property in India. What governs the long-term value of the investment would be the location of the property, the developer&#8217;s completion and the risk willing to be assumed by the NRI. The major areas where investments can be made in real estate include Mumbai, Chennai, North Bangalore and Gurgaon areas. In this kind of investment, off plan investments would provide the best yield in terms of investment value. While there are risks as to delays and compliance but choosing to invest with a reputable developer can lessen these controllable risks. Also, the yields for this kind of investment is quite low, averaging about 3% but what is important here is capital appreciation and not just immediate revenue. This can serve as assets for other ventures in the capital market.</p>
<p>Bobby Castro is the online editor at the NRI community, where he has published a number of articles about <a href="http://www.nricommunity.com/forum/f2/">NRI discussions</a> and many other topics.</p>
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