Banking
Some Different Types of Cards in the Financial World
By anoton1 at 27 October, 2009, 12:00 am
Companies who are used to credit cards will not be surprised by all of the different types of credit cards available. Those who are new to the credit card scene may be taken aback by all of the various types of plastic that can be carried. There are multiple types of cards in the financial world that can be processed and run the same. Understanding all of the different types of credit cards possible will help you to understand what to expect. If you are looking for your own debit-credit card, it will help you to understand what card may be best for your own credit needs then you have some different types of debit-credit cards in the financial world.
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Bad Credit Cards – 5 Major Rip Offs You Need to Avoid
By smile4robert at 30 September, 2009, 12:00 am
In this article, I will expose five mistakes people make with bad credit cards. Unfortunately many consumers with poor credit unknowingly hurt their credit score and waste excessive money on unnecessary fees. Bad credit is a lucrative industry and corporations know consumers are motivated by two major instincts. Fear of not being able to get credit and greed to obtain something for nothing.
Read More >>Mortgage Rates Continue to Drop
By kigray at 30 September, 2009, 12:00 am
Mortgage rates have now dropped for 3 weeks in a row. We are not seeing a lot of movement. 30 year rates have only dropped from 5.14 to 5.04 in the last 3 weeks. What is interesting is that rates are dropping at all. Most of the news have focused on how inflation is pending for the US because of unprecidented government spending. But while the news has focused on pending inflation (and corresponding higher mortgage rates) mortgage rates have continued to drop. Mortgage rates are lower than at any point before 2009 (they were lower in April 2009). Below are rates for the last few weeks along with rates from February 12 (6 months ago)
Read More >>Interest Hikes on Credit Card Debt Cause Revolt
By danandmel2 at 19 September, 2009, 12:00 am
Credit card debt is a problem that many people around the globe are facing, none more so than in the US, where a growing disregard for the beloved piece of plastic is being shown in the rebellious antics of many customers.
Read More >>A Simple Solution To Save On Prepaid Card Fees
By smile4robert at 18 September, 2009, 12:00 am
When you hand over your prepaid card to the cashier and he or she asks you, “credit or debit”, how do you reply? If you think there’s little difference between a credit or debit transaction, think again. You may be surprised to learn your decision could have an impact on your pocketbook.
Read More >>The Recession is Over, In Case You Hadn’t Noticed
By kigray at 16 September, 2009, 12:00 am
The Associated Press reported recently that a new government survey indicates that the recession is over. Federal Reserve Chairman Ben Bernanke and analysts across the country say that the economy is showing growth again. However, what no one can predict is how deeply the so called Great Recession has permanently changed Americans’ spending habits.
Read More >>Mortgage Rates Stay Down
By kigray at 16 September, 2009, 12:00 am
There were some expectations that mortgage rates would fall this week. Instead rates not only did not rise but fell slightly this week. The 30 year rate fell from 5.08 to 5.07 hitting a new low for the summer. The 15 year rate fell from 4.54 to 4.50. The 5 year arm fell from 4.59 to 4.51 while the 1 year arm rose slightly from 4.62 to 4.64.
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