Budgeting

The Four Main Types of Pensions in the UK

By johnmce at 21 August, 2008, 12:00 am

Everyone needs to sort out a pension at some point in their life and the sooner you look into the process the easier it is to deal with. One of the first things that confuses people looking into pensions is the different types on offer.

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Let’s Get Fiscal : Relaxing The Fiscal Rules

By Samwise at 24 July, 2008, 12:00 am

It seems to me that, for large swathes of the public, the two “fiscal rules” that govern economic expenditure are, if not totally incomprehensible, at least too shatteringly dull to care about. One states that borrowing should not exceed the bracket of 40% of GDP whilst the other, the ‘golden rule’, refers to the balancing of the budget over the economic cycle.

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If You Spend More Than You Earn Then You Better Start Budgeting

By Gavshannon at 12 June, 2008, 12:00 am

Knowing how to manage money can help you make smart choices. Your money will work harder for you. You’ll be more likely to avoid traps that can undermine your ability to attain your financial goals. You’ll be in a better position to pay off debt and build savings.

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How To Set A Financial Goal to Reduce Personal Debt

By nightmarez at 31 May, 2008, 12:00 am

Firstly, what do I mean by a financial goal? For most of us, that would generally be a goal to either increase income or reduce consumer debt. Of course there may be times in our lives where we want to increase consumer debt to acquire goods and services sooner or to reduce our income as a trade off to have more time but in this article, let’s set those situations aside. In particular, let’s look at the scenario of reducing consumer debt by 50% in six months.

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Tips For Creating A Business Budget

By earlyretirement at 21 May, 2008, 12:00 am

Creating a business budget is very similar to creating a personal budget. However there are some differences. When you own a business, taxes are not directly taken out of your income, which makes your income and any quarterly tax payments extra important to track. Having an accurate and realistic budget will help you make accurate spending decisions and make it easier to predict profits. Which means the more frequently you track you costs, the better.

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How Business Bookkeeping Can Make Budgeting Easy

By earlyretirement at 21 May, 2008, 12:00 am

Small business owners generally fall into two categories. There are the business owners that let their accounting tasks, invoicing, and payables pile up on their desk – or even in a shoe box, until they’re forced to face the music. Usually this happens around tax time.

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How To Setup Your Personal Finance Budget

By jwatsonl at 17 May, 2008, 12:00 am

We all know how stressful it is when you suddenly have no money, especially if you have a family to take care of. The worst part is when you don’t know where all your money went to, one day your purse carried some weight, a few days later its empty! Where did it go? You wonder. What did I buy?

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