Author Archive

A Comparison of Three Secured Credit Cards For Bad Credit

By smile4robert at 2 December, 2009, 12:00 am

As you research the major cards for people with financial issues, you’ll probably come across several that offer to help you rebuild your credit. These cards helps you rebuild your credit by reporting your positive payments to the three major bureaus TransUnion, Experian, and Equifax. They also give you the ability to rent a car or make online purchases. Let’s compare three major credit cards for bad credit:

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Review of Three Major Credit Cards For Bad Credit

By smile4robert at 2 December, 2009, 12:00 am

As you search for cards to rebuild your credit, it’s important to find one that helps your increase your FICO score. Secured cards like the Applied Bank Card, Public Savings Bank, or the New Millennium Bank Platinum can be used to establish a positive payment history. These cards functions just like any normal card. They report your payments to the three major bureaus so you can rebuild your score. These cards can also be used for car rentals, travel, online purchases, and works great for students looking to establish their credit. Let’s compare the unique features of each card:

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Public Savings Bank Secured Visa Credit Card

By smile4robert at 18 November, 2009, 12:00 am

When your financial troubles are behind you, applying for a Public Savings Bank Secured Visa Credit Card is probably the last thing on your mind. While living on a cash basis may be an ideal strategy, it’s difficult to achieve great financial independence without some form of credit.

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How To Repair Credit – Do It Yourself With a Passport Loan

By smile4robert at 10 November, 2009, 12:00 am

After your financial problems are all behind you, you’re now faced with the challenge of rebuilding your file and raising your FICO score. While you’ll come across many great strategies when learning how to repair credit, it’s important you don’t overlook adding a positive payment history to your record. When you do it yourself, one little known strategy you must check out is the use of a secured passbook loan. These type of loans do a fantastic job of showing potential lenders your responsibility with installment debt.

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Credit Cards For Bad Credit – Can Too Many Hurt Your Score?

By smile4robert at 7 November, 2009, 12:00 am

When you’ve suffered financial problems for a long period of time, it can be a breath of fresh air when you finally succeed in getting your first credit cards for bad credit. The freedom and privileges associated with having credit can easily suck you into the trap of applying for many more secured cards. After all, isn’t having more credit better? Not necessarily. Too much borrowing power in the past may have contributed to your past financial problems. Also opening a lot of new cards too close together can hurt your score.

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Credit Cards For Bad Credit – Over-Limit Secrets You Need to Know

By smile4robert at 6 November, 2009, 12:00 am

In order to survive today’s competitive climate among credit cards for bad credit, banks have resorted to increasing their schedule of fees. To curb the number of unfair practices towards people with financial problems, law makers are currently working on passing legislation for 2010 to protect the consumer. In spite of this protection, it’s important for you to understand the terms of your card. Falling into the pit of constant over-limit fees can make you a slave to never ending debt.

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Credit Cards For Bad Credit – 3 Balance Transfer Secrets You Need To Know

By smile4robert at 3 November, 2009, 12:00 am

It’s not uncommon to see applications in the mail from credit cards for bad credit offering low interest if you’ll transfer balances from another card. You might be tempted to take advantage of the fantastic offer, but before you do, it’s important to research the fine print of the secured cards terms and conditions. As the competition among card issuers increases, many have raised their fees and modified their terms and conditions.

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