Author Archive
Do You Need Dental Insurance?
By Alston at 9 January, 2012, 12:00 am
Most of us realize the importance of having health insurance to cover any medical procedures, but treatment from dentists is often not included benefits. While this is true, having the proper dental treatment is important for people of all ages. To afford these often costly expenses, it is important to have the good dental insurance unless one can afford to pay for these treatment out of pocket. Dental and orthodontic care can be covered by specialized policies known as dental insurance.
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How To Get Cheaper Automobile Insurance Coverage
By Alston at 26 November, 2011, 12:00 am
Buying less expensive truck or car insurance shouldn’t mean a policyholder gets stuck with minimal or no coverage, or even poor insurance.
Read More >>Income Replacement Insurance for Individuals
By Alston at 21 November, 2011, 12:00 am
When it comes to disability income insurance for individuals, there are two major types you should have a good understanding of. Knowing the pros and cons of each can make a big difference if you ever need the benefits they offer.
Read More >>The Importance of Nursing Home or Long Term Care Coverage
By Alston at 9 October, 2011, 12:00 am
There are many reasons why LTCi or long term care is so crucial. About 70% of those who live to age 65 will be in need of some care in a nursing home, or something similar in their lifetime. The average nursing home stay is 904 days. That is well over 2 years!. You can expect to pay close to $200,000 based on 2010 statistics. Can you write a check for this? 40% of us pay out of pocket. Half of all couples and about 7 of 10 single persons spend all their savings within one year of entering a long term care facility.
Read More >>Homeowner Insurance Do You Have the Wrong Amount?
By Alston at 8 October, 2011, 12:00 am
House owner coverage is an important component of any good financial plan. Since our homes are probably our biggest assets, protecting ourselves by having the right amount of coverage is important. However, most of us are using the wrong method to calculate our need for house owners coverage.
Read More >>New Home Insurance
By Alston at 30 September, 2011, 12:00 am
If you have recently purchased a new house, insurance is probably not what you have in the forefront of your mind. This is to be expected. You have to move boxes and furniture. You have contracts to understand and sign. You need to find a grocery store. You have a lot to think about.
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